As you step into the senior years, it's time to get smart with your money. This guide walks you through everything from choosing the right senior living option and its costs to maneuvering the extra expenses that no one tells you about. We talk about crafting a bulletproof budget that evolves with your changing needs, getting your investments to work harder for you, and selecting insurance that actually makes sense. Don’t forget to grab what the government owes you in benefits, and sort out your estate planning to leave no stone unturned. It's all about making your hard-earned money work for you as you enjoy the ride into the sunset years. Simple, straightforward, and savvy – just how financial planning should be.